top of page
The Steps to Qualify for a Grant
-
Borrowers must have a minimum of three lines of credit that have been active for at least 18 of the past 24 months - and paid on time.
-
Overall debt-to-income ratio of 45% or less.
-
Must meet county limit on household income and purchase price.
-
Maximum Loan-to-Value (LTV) of 95% for single-family homes.
-
Two-year employment history.
-
Borrower contribution of at least 1% on LTV, greater than 95%.
-
Attend a home-buyer education course
bottom of page